Cassandra The banks within the U.S. are reportedly doing better overall, since the 2008-9 global financial crisis that occurred, but are also still in a huge recovery stage, still trying to own up to and manage through some of the pitfalls that had occurred – that if not dealt with in a very wise and responsible manner, could lead to more damage within the economy and another possible collapse. The causes of the initial collapse a decade ago, occurred due to banks within the financial industry

Respond 150 each


Week 7

Question 1

These young people sure have a lot on their plates…so much growth to be attended to.  I think your point about responsive caregiving is especially important to note, as without this, children are less likely to take risks necessary to build skills.

The following are a couple of useful sites.  I look forward to hearing your thoughts after perusing each.


Question 2

Great post, April.  Explaining one’s rationale, modeling, guided practice, and teaching self-regulation are all excellent ways to support children in developing social skills.  Are there things you could build into each school day that would promote social skills and self-regulation?  Tell me about some specific activities you might do with the children that would work toward developing a skill?  Finally, consider how you could utilize literature and Social Stories to help in this area of development.


Week 7

INTRO Comm Question 1



Presenting a speech off of a manuscript is extremely hard to me compared to an extemporaneous speech. I had the privilege of finding this out in our most recent group assignment. Though the speech was well written and had great information, because it wasn’t my own words and it didn’t come from the heart it’s hard to express and connect to what you are saying. I found myself recording myself over and over again worrying about, saying a word wrong or mixing up sentences. When you speak extemporaneously, your words are coming from your own mind and heart. You begin to think of things that you have experienced. When you are talking about something you have experienced, you connect with it more and can express freely. This is more intriguing to the listeners and grabs their attention more than reading or reciting a manuscript.

Isa Watanabe provided some great tips on the Purdue University blog page. According to her, to improve your vocal delivery you must open up (having an open posture and be relaxed), speak in your natural voice (do not force your voice to be deeper or higher than usual), watch your volume, pace yourself when speaking, and make sure to complete every thought. These stuck out to me because it is what I look for when listening to a speaker. Many people listen for confidence, someone who is real, and who they can relate to.

Some distracting mistakes people use while speaking are fidgeting, extremely long pauses, and using a lot of words fillers like “um”. When someone moves around too much, the audience is focused more on the movements than what the person is saying. The speaker also will seem as if they lack confidence. Long pauses usually correlates with the speaker forgetting what they are saying and that they are lost. If they are lost, the audience will be lost. Using word fillers such as “um” makes it seem like you are uninterested in or that you are not familiar about what you are speaking about, and that you are ready to stop speaking. This will quickly cause your audience to become uninterested.



It is more difficult to give a speech from a manuscript rather than an extemporaneous speech because it limits your abilities to use non-verbal cues. In order to overcome that you have to plan and rehearse a lot, which can be time-consuming.

Some ways that you can improve your vocal delivery are varying your pitch, adjusting your speaking rate and volume, pauses for effect, and speaking clearly and precisely.

I think the most distracting mistakes people make when delivering a speech are not knowing your audience, lack of eye contact, distracting mannerisms, low energy, not being prepared, data dumping, not motivational, not pausing, and reading from your slides.

Question 2


I am sure I have experienced a PowerPoint presentation that was ineffective, but I cannot remember. (Maybe that says something about how ineffective it was?) However, since I cannot remember one, I will use a self-deprecating personal example, one that is still fresh in my mind, and tell on myself.

As a member of a small church, it is my duty to put together the PowerPoint slide presentation for the preacher’s sermon. This weekend we have a guest speaker and his sermon outline was different than our regular preacher’s and yesterday I struggled putting it together. Initially, I made the third section into a series of single-thought, brief slides that I felt really captured the essence of what he would be talking about. As I went through the slide show I could quickly see and feel the impact that each slide made.

However, while I was reviewing the slide show with the sermon outline, I remembered that as a congregation we like to display the actual scriptures on the slides. So, I took out all the short and to-the-point slides and replaced them with the actual scriptures from which they had been culled. Then I went to sleep.

This morning, as part of my schoolwork, I watched Don McMillan’s Life After Death by PowerPoint presentation. While he was demonstrating boring, wordy slides, to my horror I realized that I had taken out a bunch of short, pithy slides and replaced them with a bunch of boring, wordy slides. I had gutted my own PowerPoint presentation and rendered it far less impactful!

In retrospect, it would have made a more powerful presentation by using the short and brief slides instead of displaying the entire verse sections. One change I could have made as a concession between the two stark formats could have been to add the scripture reference to each of the succinct slides tying the thought to the scripture it is pulled from. But with no time left to make changes, I will be sheepishly watching my own boring slide show realizing what could have been. I may need to caffeinate myself to get through it.



Don McMillan hit everything on the nail with his presentation. I have seen some very crazy/boring presentations but what sticks out to me the most after this class is Biology my sophomore year of college at Albany State. This professor not only read every word on his PowerPoint, but he packed each with so much stuff. Long sentences, so many bulletins, charts graphs, and no contrast is what it consisted of. On top of that he did not seem interested and had a monotone speaking voice the whole time! That was the worst 2-3 hour class I have ever taken.

To improve his presentation I would suggest to have less information in his slides and speak from his heart. I would suggest using key points or maybe just having a slide with a picture and explaining it in his own words. I would suggest more contrast in colors and not just a plain background with a lot of small back writing.

Business fundamentals



The banks within the U.S. are reportedly doing better overall, since the 2008-9 global financial crisis that occurred, but are also still in a huge “recovery stage”, still trying to own up to and manage through some of the pitfalls that had occurred – that if not dealt with in a very wise and responsible manner, could lead to more damage within the economy and another possible collapse. The causes of the initial collapse a decade ago, occurred due to banks within the financial industry disregarding or “ignoring” their global rules, regulations, and policies that were set in place. Even set within their own company standards to protect them from financial crisis, such as had occurred. Also known as deregulation. Adair Turner reports, “The excessive risk-taking was allowed by bad regulation justified by flawed economic theory (After the Crisis, 2018). ” Banks began to allow investors to take part in limited partnership with them, using borrowed money in hopes of gain, called hedge funding. All of this induced banks to demand outsources (like mortgages), or arrangements based on another source or dependent on the value of an underlying asset, to support the profitable sales of their derivatives. While the Federal Reserve raised their funds rate at the same time interests rates began to reset, product and mortgage values started falling while supplies and demand began to offset. Now consumers couldn’t afford payments nor sell to recoup, basically stuck with interest-only loans. Kimberly Amadeo reports, “When the values of the derivatives crumbled, banks stopped lending to each other. That created the financial crisis that led to the Great Recession (Causes of the 2008, 2018).”

Currently, many high ranking financial advisors and executive officials of various nation and worldwide companies, such as Trip Tollison, CEO of the Savannah Economic Development Authority in Georgia, and Al Goldstein (CEO of Avant), all say that our economy is very strong at the moment with consumers doing well. Though, with all of this “good talk” it is also being stated that some key factors are to be considered. U.S. Economy Charged (2018) posted, “The latest data could increase the likelihood that policymakers at the Federal Reserve will continue to gradually raise interest rates, in order to prevent the economy from overheating and to head off inflation. The Fed is expected to raise rates one more time this year, in December, and several times in 2019.” Goldstein adding that if interest rates continue to rise, consumers well doing will likely change. Turner also stating, “True, over the past year the global economy has begun to perform better, but only because of large and growing fiscal deficits in both the US and China (After the Crisis, 2018).’




It is easier to communicate your passion and how you feel to your team via open meetings. In this kind of forum, they will not only hear what you are saying, they will also see and feel it. This approach still remains one of the best approaches to communicate effectively with a team.

Experts have been able to prove that some people understand better when you take them aside and talk to them on a one-on-one basis. Ensure that you maintain eye contact with them to enable the message to sink in. If there was ever a miscommunication between myself and a co-worker, I’d speak to them one on one to explain what it was that I meant because maybe the miscommunication came from an email.



When there is the challenge of communication I have always found it easier to have face to face communication. In order for any business communications to be considered effective entails speaking and listening. At this point it is the sender and the receiver who bares the responsibility to get the message cleared if there is any confusion. It is vital to pay close attention to the choice of words in order for the communication to be effective. It has been challenging in some instances to make my point clear via text messages or emails to the end receiver. Due to the fact that the end receiver had a preconceived perception of the message and lacked experience on the topic. I find it to be more effective to relay my message verbally when my message is misinterpreted from my emails or text messages. Another reason the intent of my communication failed was that the end receiver was not giving it any effort to understand the message but rather was steadfast on accomplishing what they wanted. At this point I would start a two way communication so that the end receiver could clear up concerns that they have so we both could see eye to eye. The media of the communication and the environment needs to be considered for better and faster conveyance of the message. The end receiver has to have the knowledge of the subject that is in the message in order to be in a position to understand. It is important have my thoughts and ideas put in writing clearly so the receiver is not confused by the communication. The words that is in the message has to be simple, appropriate and exact to the point. Me as a sender has to write in a manner that the receiver feels respected and someone that is important hence the reason for the communication. During the communication it is important to ask questions shows the level of interest and giving respect. Understanding is confirmed when questions are asked during the communication. In the end I would like to the end receiver repeat what was communicated and this should clear my message. After any verbal communication it is a good idea to follow-up with an email and briefly summarize the communication for the end receiver to reference back if they go back to the message. It is important for communication to friendly and enthusiastic.


Calculate your paper price
Pages (550 words)
Approximate price: -

High Quality Papers

We always make sure that writers follow all your instructions precisely. You can choose your academic level or professional level, and we will assign a writer who has a respective degree.


Experienced Writers

We have a team of professional writers with experience in academic and business writing. Many are native speakers and able to perform any task for which you need help.


Free Revisions

If you think we missed something, send your order for a free revision. You have 10 days to submit the order for review after you have received the final document.


Timely Delivery

All papers are always delivered on time. In case we need more time to master your paper, we may contact you regarding the deadline extension.A 100% refund is guaranteed.


100% Confidential

We use several writing tools checks to ensure that all documents you receive are free from plagiarism. Our editors carefully review all quotations in the text.


24/7 Customer Services

Tutorpro support agents are available 24 hours a day 7 days a week and committed to providing you with the best customer experience. Get in touch whenever you need any assistance.

Try it now!

Calculate the price of your order

Total price:

How it works?

Follow these simple steps to get your paper done

Place your order

Fill in the order form and provide all details of your assignment.

Proceed with the payment

Choose the payment system that suits you most.

Receive the final file

Once your paper is ready, we will email it to you.

Tutorpro Homework Help Services

At Tutorpro, we have top rated masters and PhD writers who will help you tacke that homework and score A+ grade. Tutorpro services covers all levels of education : high school, college, university undergraduate, masters and PhD academic level.


Essay Writing

No matter what kind of academic paper you need and how urgent you need it, you are welcome to choose your academic level and the type of your paper at an affordable price. We take care of all your paper needs and give a 24/7 customer care support system.



Admission Essays

An admission essay is an essay or other written statement by a candidate, often a potential student enrolling in a college, university, or graduate school. You can be rest assurred that through our service we will write the best admission essay for you.



Essay Editing

Tutorpro academic writers and editors make the necessary changes to your paper so that it is polished. We also format your document by correctly quoting the sources and creating reference lists in the formats APA, Harvard, MLA, Chicago / Turabian.



Revision Support

If you think your paper could be improved, you can request a review. In this case, your paper will be checked by the writer or assigned to an editor. This is free because we want you to be completely satisfied with the service offered.